The Business Account for Smart Entrepreneurs
With DenizBusiness, you get more out of your business account – no hidden conditions, no unnecessary fees:
- Free for the first 3 months* (then EUR 45.00 / quarter)
- Affordable transfers, both domestic and international
- Attractive interest rates up to 1.95 %
Simple. Transparent. Fair. As flexible as your business.
| Services | DenizBusiness Account |
|---|---|
| Account Maintenance Fee | |
| Card Issuing Fee | 2 Debitcards included for free (3rd card EUR 20.00 p.a.) |
| Car Financing | Quick & Easy |
| Savings Account – Daily Due Deposit | Extra + 0.50 % interest on DenizFlex |
| Savings Account – Time Deposit | Attractive rates for DenizFix up to 1.95 % |
| POS Terminal | Fair & transparent transactions |
Rates
Online Transactions: EUR 0.19
Branch Transactions: EUR 0.19 + EUR 4.00
Sales commission: 0.025 %
Deposits
DenizFlex Daily Due Deposit
- Currency: EUR or USD. Interest rates apply to existing deposits.
- Time deposit account with variable interest: 1.00 % p.a. for EUR deposits and 1.50 % if you have a DenizBusiness account!
- Time deposit account with variable interest: 0.30 % p.a. for USD deposits.
- Transfers are free of charge and only possible to the reference account.
| Daily Due Deposit | Interest Rates |
|---|---|
| Deposits in EUR | 1.00 % p.a. |
| Deposits in USD | 0.30 % p.a. |
DenizFix Time Deposit
- Single-premium with fixed interest in EUR
- No account closing fee
- Minimum deposit: EUR 10,000.00
| Time Deposit | Interest Rates |
|---|---|
| 1 Month | 1.75 % p.a. |
| 3 Months | 1.85 % p.a. |
| 6 Months | 1.90 % p.a. |
| 9 Months | 1.90 % p.a. |
| 12 Months | 1.90 % p.a. |
| 24 Months | 1.95 % p.a. |
Payment Terminals: Boost Your Sales with Seamless Payment Solutions
At DenizBank AG, we offer payment terminals designed to make your payment processing faster, easier, and more efficient. Starting at just EUR 15.90 per month, our terminals are packed with advanced features to help you accept payments from a wide range of methods.
Why Choose Our Payment Terminals?
Why Choose Our Payment Terminals?
-
Modern Technology:
Accept payments from all major cards, including Visa, MasterCard, Apple Pay, Google Pay, and more. -
Flexible and Powerful:
With the ability to accept a variety of payment methods, our payment terminals allow you to offer more options to your customers, increasing your sales opportunities. -
Increase Revenue:
The new tip function with percentage input lets you easily collect tips, adding another revenue stream. -
Full Service:
From the terminal configuration to its delivery, we handle everything for you. Plus, our free customer service hotline is available for support. -
Maintenance Included:
Enjoy peace of mind with our comprehensive maintenance plan, which includes both send-in and send-out options.
Denzel Bank Car Financing
Your Dream Car, Made Simple.
Are you considering purchasing a new vehicle but don’t want to pay the full purchase price in cash?
Denzel Bank offers your company tailored car leasing and financing solutions – all from one source! This allows you to finance your dream vehicle flexibly and conveniently.
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1Car Financing: Attractive terms and flexible durations for financing your vehicle.
-
2Car Leasing: Flexible leasing models perfectly suited to your needs.
Need More Information?
We’re here to help! For any questions or assistance, feel free to reach out to by making an appointment or by calling our toll free number 0800 88 66 00.
*Free account management is valid for three (3) months from the date of account opening. After this period, the current terms and conditions as outlined in the "DenizBusiness Account" terms and conditions sheet will automatically apply. Interest rates p.a. valid only for small and medium enterprises (SME) and until revoked. Offer valid until incl. 30.04.2026.